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THE CALL FROM CABO / Chapter 1 / 15

Chapter 1 - Six Days After She Left

Sarah slammed her palm against the locked glass and shouted, "Mom, open this door!"

Irene Mercer raised her phone and recorded her.

A bank receipt sat beside Irene's cup of tea.

One line had been circled in black ink: TRANSFER REVERSED.

Sarah had not come home to apologize.

Six days earlier, Irene had believed her daughter was coming over for dinner.

That was the mistake she kept replaying.

Not because she thought she should have predicted violence. Not because she blamed herself for trusting her only child. What haunted her was how ordinary Sarah had seemed when she walked into the kitchen carrying a bottle of white wine and complaining about airport prices.

Sarah had kissed Irene's cheek.

She had asked about Irene's arthritis.

She had even brought the lemon cookies Irene liked.

Then, sometime after eight, Sarah had asked about the safe.

"Still keeping Dad's papers in that ridiculous thing?" she had said.

Irene had looked up from the dishwasher.

"Some papers. Why?"

Sarah had shrugged.

"No reason."

There had been plenty of reasons.

Irene remembered turning toward the hallway.

She remembered Sarah saying, "Mom, wait."

Then pain.

A flash at the back of her skull.

The hardwood rushing toward her face.

Nothing after that.

When Irene woke, daylight was coming through the windows.

Her head throbbed.

One kitchen chair had fallen sideways.

The house was silent.

Her first thought was Sarah.

Her second was the safe.

She staggered into the study.

The wall panel stood open.

Her late husband's emergency cash was gone.

So were two envelopes containing investment certificates, a backup credit card, and a small black notebook her husband, Daniel, had kept for years.

At the time, Irene assumed the notebook meant nothing.

The missing cash meant $180,000.

The missing card meant access to considerably more if Sarah could defeat the bank's fraud controls.

By noon, Irene knew exactly where Sarah had gone.

Cabo San Lucas.

Two first-class tickets had been bought less than an hour after Irene lost consciousness.

One for Sarah Mercer.

One for a man named Dean Crawford.

Dean was thirty-nine, divorced, chronically unemployed, and apparently convinced that sunglasses belonged on his head indoors.

Irene had met him twice.

Both times he had called her "Mrs. M" even after she asked him not to.

Neither meeting had inspired confidence.

The police took Irene's statement.

A detective named Marcus Reed photographed the bruise behind her ear.

"Your daughter had access to the house?" he asked.

"She had a key."

"Does she still?"

"Not anymore."

That was the first thing Irene changed.

Locks.

Codes.

Bank access.

Passwords.

Security cameras.

Everything.

The second thing she did was call the financial adviser Daniel had trusted for twenty-seven years.

Walter Hale listened quietly.

Then he said, "Irene, I need you to come in."

His voice bothered her.

"Why?"

"Because Sarah didn't only take cash."

Walter lowered his voice.

"Someone tried to liquidate one of Daniel's old accounts."

Irene stopped breathing for half a second.

"How much?"

"Four hundred and twelve thousand."

"Was it transferred?"

"It started."

"Started?"

"We froze it."

That was why Sarah was now outside Irene's front door with Dean, three black suitcases, a woven vacation bag, and fury blazing across her sunburned face.

The Cabo trip had not gone the way Sarah expected.

Irene stood inside.

Sarah stood outside.

The locked glass separated them.

Dean yanked the handle again.

"Mrs. Mercer," he called. "Can we just talk like adults?"

Irene almost smiled.

Sarah slapped the glass.

"You froze everything!"

Irene kept her phone aimed at them.

"I protected my money."

"Our money!"

That landed differently.

Irene's eyes narrowed.

"What did you say?"

Sarah hesitated.

Dean turned toward her.

"Sarah."

She ignored him.

"Open the door, Mom."

"No."

"We flew all night."

"That sounds exhausting."

"Our hotel kicked us out."

"I imagine hotels expect payment."

"You canceled the card!"

"You stole the card."

Sarah leaned closer to the glass.

For the first time, Irene saw panic beneath the anger.

It was subtle.

But it was there.

Sarah wasn't only furious.

She was afraid.

Irene remembered the call from Cabo that morning.

Sarah had screamed before Irene even said hello.

"Mom! What did you do? We're stuck here!"

Irene had stared into her tea.

"That's rough," she'd said. "Almost like waking up on the floor after you knocked me out and stole my money."

There had been a long silence.

Then Sarah said something strange.

"You don't understand what you just did."

Not "I'm sorry."

Not "I made a mistake."

Not even "Please help me."

You don't understand what you just did.

Now, watching her daughter through the glass, Irene wondered exactly what Sarah meant.

Dean knocked more carefully.

"Mrs. Mercer, whatever Sarah did, I wasn't there."

Sarah spun on him.

"Shut up."

Dean stared at her.

"I wasn't."

"You spent the money."

"You told me it was yours."

"It was supposed to be!"

Irene's heartbeat changed.

She lowered the phone slightly.

Dean looked through the glass at her.

"She told me her father left her money."

Sarah shoved his shoulder.

"Dean."

"What?"

"Stop talking."

"You told me your mom was withholding your inheritance!"

Irene went completely still.

Inheritance.

Daniel had died eleven months earlier from a sudden heart attack.

His will had been simple.

The house and most assets went to Irene.

Sarah received a trust containing nearly $300,000, accessible when she turned forty-five or under specific circumstances approved by the trustee.

Sarah was thirty-eight.

She hated the arrangement.

Daniel had known she would.

He made it anyway.

Irene had spent months defending him.

"Your father wasn't punishing you," she had told Sarah.

Sarah never believed that.

Now Irene realized something worse.

Maybe Sarah hadn't stolen impulsively.

Maybe she'd convinced herself she was taking something that belonged to her.

Sarah noticed Irene thinking.

Her anger faded.

"Mom."

Irene waited.

"Open the door."

"No."

"Please."

It was the first polite word Sarah had used.

That frightened Irene more than the shouting.

Dean stepped away and dragged one suitcase toward the porch column.

"I need water."

Sarah snapped, "Then buy some."

"With what?"

That shut both of them up.

Irene looked at her daughter.

"You have five minutes before the police arrive."

Sarah's face changed.

"You called them?"

"I called them when your car entered the neighborhood."

"Mom."

"Four minutes and fifty seconds."

Sarah gripped the strap of her woven bag.

"You can't do this."

"Apparently I can."

"You don't know what Dad did."

The sentence hit Irene harder than the banging.

"What?"

Sarah immediately looked regretful.

Dean looked confused.

Irene stepped closer to the glass.

"What did your father do?"

"Nothing."

"You just said—"

"I was angry."

"Sarah."

"Forget it."

Irene studied her daughter's face.

She had known that face for thirty-eight years.

The stubborn mouth.

The small twitch beside the right eye whenever Sarah lied.

She was lying now.

Irene's phone vibrated.

Detective Reed.

She answered without looking away from Sarah.

"Mrs. Mercer, officers are two minutes out."

"Thank you."

"And don't open the door."

"I wasn't planning to."

Reed paused.

"One more thing."

Irene heard papers moving.

"The bank sent us updated information."

Her grip tightened.

"What information?"

"The attempted transfer wasn't initiated from Cabo."

Irene looked at Sarah.

"Where was it initiated?"

"Your house."

Irene frowned.

"That's impossible."

"It happened four days after Sarah flew out."

Cold spread through Irene's chest.

Someone had been inside the house while Sarah was in Mexico.

Irene slowly turned toward the hallway behind her.

The alarm had never triggered.

Nothing appeared disturbed.

Her locks had already been changed.

Only three people had the new access code.

Irene.

The locksmith.

And the security company.

Reed continued speaking.

"We're checking device records now."

Outside, Sarah suddenly stopped pounding.

She was staring over Irene's shoulder.

Not at Irene.

Behind her.

The anger drained completely from Sarah's face.

"Mom," she whispered.

Irene did not move.

Sarah lifted one trembling finger toward the hallway.

"Don't turn around."

Dean looked through the glass.

His expression changed too.

Irene heard a floorboard creak behind her.

May you like

Then a man's voice quietly said her name.

"Irene."

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