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Nine Calls Too Late / Chapter 6 / 10

Chapter 6 - The Lake House Secret

"How many times did he sign my name?"

Lauren couldn't answer.

Julian could.

By the next afternoon, the answer was at least four.

Four documents.

Four signatures.

Four separate attempts to use assets connected to me.

The lake house paperwork was the worst.

Dad had attempted to use an ownership interest he didn't possess as security for a private loan.

The transaction hadn't fully completed because the lender couldn't verify title.

But the intent was there.

"What did he need the money for?" I asked.

Julian sat beside my hospital bed with the forensic accountant on speakerphone.

The answer came slowly.

Debt.

Dad's business had never recovered.

For years he'd maintained the appearance of stability while moving money between obligations.

He'd used my generosity to keep the illusion alive.

Mom knew more than she'd admitted.

Lauren knew less than I'd feared—but enough to make choices she shouldn't have made.

"How much does Dad owe?"

Julian hesitated.

"Potentially more than two million."

I stared at him.

"Two million dollars?"

"Across business and personal obligations."

"How?"

"Years of losses."

I felt strangely numb.

"Why didn't he ask me?"

"He probably knew you'd want documentation."

Exactly.

I'd helped before.

But when Dad asked me to invest directly in his company five years earlier, I'd requested financial statements.

He became offended.

Said family should trust family.

I'd declined.

Apparently he'd found other ways.

Mom arrived that afternoon alone.

I almost refused to see her.

Then I changed my mind.

She entered without coffee this time.

She looked older.

"Hi."

I didn't answer.

She sat.

"I know you spoke with Rebecca."

"How?"

"Your father told me."

"He's still talking to her?"

"He called after she left."

I waited.

Mom folded her hands.

"I'm sorry."

"For which part?"

She winced.

"All of it."

"That's broad."

"I deserve that."

I studied her.

For once she wasn't defending herself.

"Did you forge my signature?"

Her eyes lowered.

"Once."

My stomach tightened.

"Which document?"

"The trust request."

"For Lauren's house?"

"Yes."

"Why?"

"Your father said you'd eventually approve it."

"Then why not ask?"

"Because we knew you'd say no initially."

I stared at her.

"Do you hear yourself?"

Tears formed.

"Yes."

"Did Lauren ask you to?"

"No."

That mattered.

Not enough to erase Lauren's role.

But it mattered.

"Did Dad pressure you?"

Mom hesitated.

"I made my own decision."

I respected that answer more than an excuse.

"Why did you ignore my calls?"

She began crying.

I almost hated that question more than the money.

Because I understood greed.

I understood fear.

I even understood financial desperation.

But nine calls?

"I thought you were safe."

"How?"

"The hospital had you."

"The hospital isn't my family."

She covered her mouth.

"I know."

"No. You know now."

She cried harder.

"I kept thinking I'd finish helping Lauren and then we'd come."

"Why was helping her unpack more important?"

"It wasn't."

"But you chose it."

She nodded.

And then she said something I'd never expected.

"Because being with Lauren is easier."

I stared.

"What?"

"She needs us."

"So do I."

"I know."

"Apparently not."

Mom wiped her face.

"With you, I always feel like I'm failing."

I frowned.

"You walk into a room and you've already solved everything. You built your company. You bought your own home. You take care of everyone."

"That isn't an excuse."

"No."

She shook her head.

"It's an explanation."

I stayed quiet.

"Lauren asks for help. You rarely do."

"I called nine times."

Mom closed her eyes.

"I know."

"That was me asking."

"I know."

The silence afterward was brutal.

Eventually Mom stood.

"I don't expect forgiveness."

"Good."

"But I want to fix whatever I can."

"Start by telling the truth."

"I will."

"All of it."

She nodded.

Then stopped.

"There's something your father doesn't know I kept."

My attention sharpened.

"What?"

"Records."

"What kind?"

"His debts. Transfers. Letters."

"Why?"

"Because years ago, I realized I might need proof."

"Proof of what?"

Her face changed.

"That some things were his decisions, not mine."

I stared at her.

"You've been protecting yourself."

"Yes."

"Where are they?"

"At home."

"Bring them to Julian."

"I will."

She moved toward the door.

Then turned.

"Miranda?"

"What?"

"I did love you."

Past tense.

Maybe accidental.

Maybe not.

I looked away.

"Love isn't useful if nobody can feel it."

Mom left crying.

I hated that I cried too.

Not because I wanted the old relationship back.

Because I finally understood that changing legal documents was easy.

Changing what I wished my family had been was much harder.

The next morning, doctors told me I could probably leave the hospital in forty-eight hours.

Good news.

Real good news.

I walked the hallway with Marisol beside me.

Every step hurt.

Every step felt like progress.

When I returned to my room, Julian was waiting.

He had Mom's records.

"You need to see something."

I sat carefully.

"What?"

He placed a bank statement before me.

One transfer was highlighted.

$300,000.

Sent four years earlier.

From an account belonging to me.

"That's impossible."

"I know."

"I never authorized that."

"I know."

"Where did it go?"

Julian turned the page.

The receiving entity had an unfamiliar name.

Cedar Ridge Holdings LLC.

"Who owns it?"

Julian didn't answer immediately.

Then he slid over the ownership record.

I read the name.

Not Dad.

Not Mom.

Not Lauren.

I looked at Julian.

"Who is Thomas Cole?"

His expression told me he had hoped I wouldn't ask.

Then someone behind me said:

"My brother."

I turned.

May you like

Dad stood in the doorway.

And for the first time in my life, I realized my father had a brother I'd never been told existed.

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